AB Phillips have a dedicated Construction and Trades department. We are able to provide you with relevant and specialist advice specific to your insurance needs. We are experts in your area and we provide solutions crafted to your situation. It’s insurance that make sense.

The coverage we recommend is determined by your situation. Each business will require something different, and we can determine what that is. We also know who will give you the best cover, and how to ensure you receive maximum benefit for the most competitive price.

Insurance policies can vary in their coverage and it’s important you know what you are getting for your money. We cover all insurance policies relevant to you including Public Liability, Tools of Trade, Machinery and Equipment,  Workers Compensation, Income Protection, Travel, Contract Works, Builders Warranty.

We have access to insurance policies that can’t be found via the direct market, and we can package your cover in a bundle allowing an easy, streamlined process.

Let us take the guess work out of getting the right cover to suit your needs. We take care of the whole process for you, from start to finish, so you can get back to growing your business.

What type of business are you?

Trades Person  |   Pool Builder   |   Home Builder  |   Commercial Construction

OUR CONStruction & trades team

Our Construction and Trade Insurance team are a separate unit within our business dedicated solely to servicing our construction and trade industry clients.

Our brokers are highly experienced and only place business with reputable insurers that offer the best coverage, competitive premiums and have a proven track record for reliability and stability. Our team will listen to your business needs and use this information in conjunction with their industry and insurance knowledge to craft an insurance package that provides the right level of cover.

Our industry expertise and knowledge are highly regarded, and this has seen us appointed as preferred supplier to many industry associations representing  construction and trade professionals.

Important things you need to know

  • If you do not have a contract works policy, you will not be covered if swimming pool cavity caves in during construction
  • If you do not have tools of trade insurance, you will not be covered if someone steals tools from your vehicle.
  • Public liability insurance does not cover ‘first party loses’ such as a house that is under construction burning down at frame stage. You need a Contract Works policy to cover this. 
  • If you are unable to work for an extended period of time due to injury or sickness, you can't rely solely on your workers compensation policy. You need to have an income protection policy in place so that you can continue to pay your bills and support your family’s lifestyle.


Don't forget about your family

In addition to protecting your business assets, it is important that you have the adequate personal insurance’s in place so that your business could continue to run if something were to happen to you. Our advisers specialise in Life, Income Protection, Total and Permanent Disability and Trauma insurances to complement the protection you have put in place for your business. We can also extend to cover private asset’s such as your home and private vehicles.


AB Phillips provide a complete range of insurance, financial services and people solutions to businesses and individuals.

Since being established in 1975, we've grown to become one of the most successful integrated insurance, risk and financial services businesses in Melbourne. What sets us apart is our complete offering. Nowhere else are you likely to find the same depth and breadth of expert knowledge under one roof.

We are backed by AUB Group Limited (AUB Group), the largest equity-based risk management, advice and solutions provider in Australasia. AUB Group represents over 1 million client policies, and 135 partner businesses across more than 425 locations in Australasia. Combined, AUB Group have over 3500 client serving employees and cover over $4.5 billion in policy premium.

You can relax knowing that AB Phillips is backed by AUB Group.

To learn more about who AB Phillips and discover their full suite of business and personal products and services click here>


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