If you have an insurance policy, you’re helping to protect yourself against financial or business loss in the event of an incident. If an event occurs, you’d lodge a claim with your insurer. But how does that process work?
Read More
Professional indemnity insurance cover is essential for any professional service provider and reduces risk to claims made against your business.
Read More
The use of drones permeates a great many areas of everyday life. Whether or not you need specific insurance for your drone depends on its use.
Read More
The internet is a wonderful thing that allows people to shop around to find the best bargain when they’re making just about any sort of purchase. With insurance however, it presents clear risks.
Read More
Research from the Australian Government shows that travel insurance is a popular holiday investment, but there are considerable gaps in knowledge about what customers are actually covered for.
Read More
Protecting against risk is essential for any business, and identifying and understanding less obvious exposures can help a business prepare and be best protected, should the worst happen.
Read More
AB Phillips in partnership with the Australian Association for Unmanned Systems have launched a new drone insurance facility to protect commercial drones and their operators.
Read More
There are many reasons a business may be underinsured; costly premiums, lack of awareness of risk assessment, poor understanding of insurance policies, or failing to update policies as the business grows or acquires new assets. The problem lies when things go wrong.
Read More
If building work is close - or adjacent - to adjoining property boundaries, protection works may be requested from another party in respect of the adjoining property.
Read More
Do I have cover should I accidentally damage my client’s home, driveway or personal property during the course of building their pool or spa?
Read More
What happens in the event that your tools and/or equipment are stolen from site or office/factory carpark or the driveway of your personal property?
Read More
It’s seems like it’s been raining for weeks on end and now a customer has called saying “we’ve had a cave in!” What now?
Read MoreAll businesses no matter how large or small should have Public and Products Liability cover.
Read MoreComprehensive motor insurance generally offers two types of sums insured, market value and agreed value.
Read More
Management Liability Insurance protects the individuals and the company in relation to the exposures associated with managing a company (i.e. your liability for mismanagement).
Read MoreIn recent times there have been wide spread reports of major cyber-attacks on a number of organisations across the globe.
Read MoreLife is full of unforeseen circumstances which can affect your plans. Life insurance may help you to meet your financial goals and obligations if you lose your ability to earn an income.
Read More
Australia is a land of extreme weather, and whilst there is nothing we can do to stop it occurring, we can control the extent to which we are impacted by it. Where business is concerned, controlling the level of damage that a business suffers as a result of extreme weather, and the speed at which it recovers depends entirely upon the directors and management. Regardless of the size of the business there are some fundamental strategies that should be implemented to increase business resilience to the impact of extremes in weather.
Read MoreA Valentines Day message from the team at AB Phillips
Read MoreYou don’t need to live in the country and rural areas to be at risk of bushfires. Coastal areas with dry scrubland and long grass are also at bushfire risk. With predictions of a hot, dry summer ahead it’s important that households in fire zones prepare for a high risk of bushfire this season.
Read More