Your insurance should be child’s play
Childcare and Early Learning Centres have many different areas of risk you need to be covered for, but plenty of centres have insurance that isn’t straightforward, which means it is usually not as comprehensive as it needs to be in order for you to be really covered. Our team has extensive experience in this area, with quite a number of centres on our books, so we have worked with the underwriters to create integrated policies that cover all the essentials for you.
Because Early Learning and Childcare Centres come in so many shapes, sizes, and formats, we normally recommend you consider an Industrial Special Risks policy, as they can be tailored to fit your particular circumstances. Potential coverage areas can include business interruption, property damage and loss of land value.
Even the most careful Early Learning and Childcare Centres run the risk of something being broken or someone being injured, which is why Personal Public Liability is an essential must-have.
Management Liability
In the event of a wrongful act having been deemed to have been performed by an Office Bearer of the centre while carrying out their role, the Management Liability policy covers costs for payouts, losses and fees arising from that act.
Property Insurance
Make sure your buildings and all the items on- site are protected from theft or damage, includ- ing toys, furniture, outdoor equipment, books and everything you use to run and operate your centre. Offsite coverage also available for items
Abuse Cover
Insurance is about making sure organisations are covered when the unexpected or unthinkable happens. Abuse cover ensures everyone involved can be properly supported through what can be a difficult time.
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