Agriculture & Agribusiness Insurance – Comprehensive Farm & Crop Cover
Running a farm or agribusiness comes with unique challenges — from unpredictable weather to fluctuating market prices. At AB Phillips, we understand these risks because we’ve been working with Australian farmers and rural businesses for decades.
We offer tailored agriculture and agribusiness insurance to protect your crops, livestock, property, equipment, and income, so you can focus on running your business with confidence. Agricultural insurance is a specialised field. We ensure you stay covered at a reasonable price. To make sure you’re really covered, talk to the experts at AB Phillips.
Our team understands the need to provide solutions for your property insurance through developing a specialised knowledge in EPS. We bring fair premiums through our deep connections and keep agribusinesses in business. Our work with the Insulated Panel Council of Australia has allowed us to develop more accurate and affordable insurance solutions for cool stores like yours. We offer insurance risk management.
A lot of agribusinesses need a 360 approach to insurance that takes into account the business, the farm it operates on, the people who own and run it and the equipment they use to do that. Our team work with you on a case-by-case basis to develop the solution that’s the perfect fit for your needs.
Why Choose AB Phillips for Agricultural Insurance?
Industry Expertise – We understand the agricultural sector’s risks, compliance requirements, and seasonal cycles.
Tailored Solutions – Cover designed specifically for your farm, agribusiness, or rural operation.
Local Knowledge – Advice from people who know the challenges faced by Australian farmers.
End-to-End Service – From initial consultation to claims support, we’re with you every step of the way.
Risk Management Approach – We help you reduce risks before they become costly problems.
How to Get Agriculture Insurance – Step-by-Step
Contact Us – Speak to one of our agricultural insurance specialists.
Risk Assessment – We evaluate your operations and identify coverage needs.
Tailored Proposal – We recommend policies to match your specific risks and budget.
Policy Setup – We arrange cover and ensure all details are in place.
Ongoing Support – Annual reviews and help with claims when needed.
Future-Proofing their Agricultural Ventures
Key Person Insurance
A lot of agribusinesses have one or two key people who are critical to operations. If one of them can’t work due to illness, injury or worse, this insurance can keep the business running.
Machinery Breakdown Insurance
Most agribusiness would grind to a halt without its key machinery fully operational. This insurance can cover not only repair and replacement, but also economic loss.
Crop and Livestock Insurance
The income of your farm is never secure until your produce is sold, and there are so many hurdles from hail and fire to transit and storage that can get in the way. Our crop & livestock insurance options ensure you’re really covered from paddock to purchase.
For Smarter Agricultural Insurance
“After we struggled to gain insurance for our pack house/cool store complex in regional Tasmania, AB Phillips successfully organised an acceptable premium in a timely manner. Very impressed.”
Andrew and Leeanne Scott - Scott Bros.
Our team go the extra mile to develop a long-term strategy to keep your business insured. Plus, work with you and the Insurers to help you decrease risk and ensure sustainable premiums.
“No one wanted to cover the risk on our building and cool stores as the risk was too high. I can’t speak highly enough of AB Phillips. So professional. We were fully covered in a few short weeks.”
Linda Squibb - RW Squibb & Sons
FAQs – Agriculture & Agribusiness Insurance
What’s the difference between agriculture and agribusiness insurance?
Agriculture insurance focuses on primary production risks (crops, livestock, farm assets), while agribusiness insurance also covers commercial operations like processing, transport, and sales.
Does crop insurance cover drought?
Yes, depending on the policy. We can arrange drought cover along with protection for other weather events.
Can I insure my farm equipment separately?
Yes, you can choose standalone farm machinery cover or include it in a full agribusiness package.
Do you offer multi-property cover?
Yes, we can arrange a single policy to cover multiple farms or agribusiness sites.
Is business interruption insurance worth it?
For most operations, yes — it can protect your income during downtime caused by insured events.
How are premiums calculated?
Factors include location, type of farming, asset value, past claims history, and coverage limits.
Can I get seasonal cover?
Yes, we can arrange policies that align with planting and harvest periods.
How fast can I get a quote?
In many cases, we can provide quotes within 1–2 business days.
Do you cover niche operations like aquaculture or viticulture?
Yes, we provide tailored cover for specialised agricultural businesses.
Will you help with claims?
Absolutely, our in-house claims team manages the process so you can get back to work quickly.