Be proactive and avoid the underinsurance trap

There are many reasons a business may be underinsured; costly premiums, lack of awareness of risk assessment, poor understanding of insurance policies, or failing to update policies as the business grows or acquires new assets. The problem lies when things go wrong and an underinsured business needs to make a claim, their policies won’t provide adequate cover for the loss, and business owners are left to pick up the pieces. Don’t let this happen to your business!

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Do You Know How To SWM?

A Safe Work Method Statement (SWMS) is a document that outlines the high-risk construction work activities to be carried out at a workplace; the hazards that may arise from these activities; and the measures to put in place to control the risks identified. It is a documented approach to risk mitigation and may be the difference between working safely and/or causing serious injury to yourself or others.

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