The Easy Way Accountants Can Protect Clients and Earn Passive Income
As an accountant, you're often the first person small business owners turn to when they have a serious question. Whether it's about tax, growth, succession, or structure, you are their most trusted advisor. So it's no surprise that insurance questions find their way to you too.
"Do I need cover for this?"
"Should I have cyber insurance?"
"Is public liability really necessary?"
You know how important these risks are, but you're not an insurance expert. And you don’t have time to become one. That’s where a smart referral model comes in, helping you protect your clients and add a new revenue stream without lifting more than a finger.
Rising Risk, Limited Awareness
Many Australian small business clients are underinsured or have the wrong cover altogether. It might be that their cyber policy doesn’t align with the way they use technology, or that they’ve forgotten to update their professional indemnity insurance after expanding their services.
There are also clients with residential investments who lack proper landlord insurance, or those who believe a basic business policy covers every eventuality.
When something goes wrong, and it wasn’t covered, guess who they turn to first? You. Because they trust you. And often, they assume you’ll have seen the gap.
You Don’t Need to Be an Insurance Broker
You just need to be a connector.
AB Phillips offers a referral partner program built for accountants who want to protect their clients, not increase their workload. You refer your client to us. We handle the advice, policies, paperwork, and claims.
You stay focused on your core work, while still adding serious value.
Best of all, you remain the go-to person your clients trust, because you're the one who helped them prevent a problem before it happened.
How It Works
We’ve made the process simple and stress-free:
Spot a need. We give you a few easy questions to ask your clients to uncover potential risks.
Make a referral. Use a quick online form or just send an email.
We take it from there. AB Phillips contacts the client, provides expert advice, and delivers tailored insurance options.
You may receive a referral income on any policy that proceeds. We support full transparency, and clients can be informed of this arrangement. If needed, we’re happy to provide further details. The program is fully transparent, compliant, and built with confidentiality in mind.
Real Value Beyond Revenue
The benefits of our referral program go beyond income. It strengthens your relationship with clients by helping them solve real-world problems. You don't just help them file BAS or optimise cash flow, you help them protect everything they've built.
Clients also appreciate when you connect them with the right people. It shows you're proactive, well-networked, and focused on more than numbers. And the insights you gain from their insurance profile can even help in broader advisory work.
Why AB Phillips?
We’ve been working with SMEs for more than 20 years. Our specialists understand complex risks and can speak to your clients across a range of sectors. Whether it’s PI, cyber, landlord, fleet, management liability, or commercial property, we know how to tailor cover that fits the real world.
More importantly, we approach every client with a human-first mindset. This isn’t a call-centre experience. It’s personalised, ongoing support that reflects well on your brand too.
Let’s Help Your Clients Sleep Better – and Add to Your Bottom Line
Helping clients navigate risk doesn’t mean taking on more work. With the AB Phillips referral program, you can help clients access the right cover, strengthen your advisory role, and earn passive income along the way.
There’s no cost, no obligation, and no admin burden. Just a smarter way to offer more value.
Ready to get started? Reach out to the AB Phillips team today to learn how easy it is to become a referral partner.