If you operate a business with employees, you are required to have workers compensation insurance in place to protect your employees for injuries or illnesses they may sustain while they are at work. Workers compensation laws vary from state to state, so it can be a complex area, particularly if you operate a business nationally or across multiple states.Read More
The manufacturing industry, anywhere in the world, is critical to keeping the economy moving. The sector is also one of the most technical, involving a wide range of moving parts including logistical, mechanical and labour resources. It is important that cover is tailored to each business.Read More
As busy business owners and operators it is difficult to keep up with the various legislation and legislative changes that occur which are relevant to you. In this article we discuss Australian Occupational Health and Safety. We provide some context on the current OHS landscape, discuss the Western Australia Work Health and Safety Proposed Act changes and provide some information on recent workplace occupational health and safety issues and incidents.Read More
Yes, it’s that time of year again – soon Worksafe Victoria will be issuing Workcover premium notices to all Victorian businesses.Read More
Each time you hire a contractor you need to determine if they're considered a 'worker' by WorkSafe – if so, you become their employer for WorkCover insurance purposes and will have liability for claim/return to work processes.Read More
Workers compensation premiums, and how they are calculated, are complex. Many businesses don't realise they are paying the incorrect amount of workers compensation premium, and overpayments are not uncommon.Read More
Not being proactive about managing your workers comp claims could cost you more in premium.Read More
Do you know?
- Any business that employs staff must have a Workers Compensation program
- Workers Compensation can be the highest insurance cost to business if not managed correctly
- Many Australian businesses are incorrectly classified and paying the wrong amount of Workers Compensation premium.
A Safe Work Method Statement (SWMS) is a document that outlines the high-risk construction work activities to be carried out at a workplace; the hazards that may arise from these activities; and the measures to put in place to control the risks identified. It is a documented approach to risk mitigation and may be the difference between working safely and/or causing serious injury to yourself or others.Read More