Leaving your commercial property unattended during the upcoming summer holidays poses many risks. But these can be managed with some forethought.
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The handy checklist will take the stress out of preparing your business for the upcoming Christmas closure, so you can return refreshed and ready for a more successful year.
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It might not be until 2023 before the global microchip shortage is over, according to predictions reported recently.
So, what are these chips, why do they matter, and how could they affect your business?
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With commercial property landlords enjoying returns of up to 12%, it makes sense there would be more risks and work involved. We're talking about commercial properties such as office suites, shops, factories, warehouses, restaurants or hospitality venues, even car parks, etc.
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Almost six in 10 small business owners expect to be overworked and miss out on sleep because of the extra demands leading up to and during Christmas. Here’s how to make sure the grinch doesn’t steal your quality slumber.
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Due to the nature of indemnities, business owners and managers should always seek advice before entering into a contract that includes an indemnity clause.
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Visitor or workplace accidents, natural disasters, reputation incidents, and major health events are the most significant risks to your tourism business. So, how can your business keep on the front foot in the face of all of these big risks?
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The Insurance Council of Australia (ICA) and the National Insurance Brokers Association (NIBA) have announced that small businesses in the country can lodge a business interruption (BI) claim at any time, and insurers will respond to those customers on a case-by case basis.
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Public liability insurance is a vital form of protection for business owners. You could be liable if your business has failed to take reasonable care in your day-to-day operations. Here's what you can learn from actual public liability cases.
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Every insurance policy has limits that state the maximum monetary figure that will be paid out in the event of a claim. Indeed, some policies will have multiple limits and sub-limits. This article will demystify the different types of limits you're likely to encounter with your package of insurance coverage.
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The pandemic has impacted businesses globally and across all sectors. So, it pays to review your insurance policies to make sure you're only paying for what you need right now. Could your business pay smaller premiums yet still be adequately covered?
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One security control that is now becoming a mandatory requirement for businesses is the use of MultiFactor Authentication (‘MFA’) on their IT networks. This article will explore what MFA is, why it is important and how it should be deployed and used to secure Office 365 and Remote Desktop Protocol (‘RDP’) environments.
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Commercial property insurance comes in a few guises.
You may know it as commercial building or business property insurance. Common among those titles is that it’s for non-residential properties – factories, warehouses, shopping centres, and whole unit and apartment blocks.
In short, it helps protect your commercial building or premises from damage or significant loss due to…
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The average total cost of a cyber data breach in Australia last year was $3.35 million per breach. Here's how a cyber attack could impact your business and how to prevent one.
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A management liability policy protects your company and its directors, managers, and officers against claims and costs resulting from mistakes management makes. Find out why your business is stronger when your managers’ risks are covered.
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The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?
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Business owners can save a lot of money by making adjustments to the way they operate. Discover three steps you can take to reduce your expenses, regardless of the sector in which you’re engaged.
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Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.
What then, are the best practices your business can adopt to calculate the actual cost of equipment failure?
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No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf.
Here’s a six-step overview of what happens from go to whoa once we lodge a claim for you.
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Whether you currently run or are looking to start a business, consider if you've got the best-fit business structure to suit your needs.
This article will explore the pros and cons and explain how insurance cover differs between sole traders and companies.
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