If you employ people you are legally required to take out Workers Compensation Insurance. It protects you (the employer) from the financial impact of your workers sustaining a work-related injury or illness. We provide Workers Compensation services to help businesses take control of their workers compensation program and ensure it's running efficiently and effectively.
Read MoreTwo covers (often packaged together), that are essential to any business. Provides cover to you and your business against the financial risk of being found liable to a third party for death/injury, or property loss/damage, resulting from your negligence, and in connection with your business. Public liability is your protection against any claim lodged by a third party and covers expenses, costs and damages awarded to the third party. Products liability covers your liability for any product that you manufacture, sell, supply or distribute that results in injury, death or damage.
Read MoreSecuring your business infrastructure is critical. Property Insurance covers damage to the insured property itself; and damage to, or theft of the property at your insured premises. Includes cover against all sorts of ‘extraneous perils’ such as storm, hail, fire and earthquake.
Read MoreCovering mobile and portable items that can easily be damaged or lost outside the workplace. Ranging from laptops, specialist tools and equipment to excavators and cranes.
Read MoreIf your business operations are interrupted, it could put significant financial strain on your business. Business Interruption Insurance covers the loss of business income due to interruption and is vital to ensure your business is able to continue to meet its ongoing costs and generate income despite having its operations interrupted.
Read MoreMachinery Breakdown Insurance protects your business against the costs of repairs to broken machinery, and can be the difference in getting your business back up and running when it counts. More crucially, machinery breakdown insurance can also cover you against any financial losses to your business caused by that breakdown. Something that should be considered essential for any business that relies heavily on manufacturing, machinery or equipment. Also included is the electrical breakdown of insured equipment or computers and can extend to economic loss as a result of the insured asset.
Read MoreProduct Recall Insurance covers the costs associated with recalling a product from the market due to a defect, a malicious product tamper and/or product extortion. It can also extend to cover business interruption and costs associated with crisis management and public relations consultants to guide the insured through the first critical weeks of a recall. Additional extensions include accidental contamination causing bodily injury or property damage.
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