Not being proactive about managing your workers comp claims could cost you more in premium.
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Do you know?
- Any business that employs staff must have a Workers Compensation program
- Workers Compensation can be the highest insurance cost to business if not managed correctly
- Many Australian businesses are incorrectly classified and paying the wrong amount of Workers Compensation premium.
If building work is close - or adjacent - to adjoining property boundaries, protection works may be requested from another party in respect of the adjoining property.
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Do I have cover should I accidentally damage my client’s home, driveway or personal property during the course of building their pool or spa?
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What happens in the event that your tools and/or equipment are stolen from site or office/factory carpark or the driveway of your personal property?
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It’s seems like it’s been raining for weeks on end and now a customer has called saying “we’ve had a cave in!” What now?
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When a business considers engaging someone to perform work, often the decision is about whether to engage them as an employee or as a contractor. The decision is sometimes quite difficult and the difference has implications for items such as, yet not limited to, taxation, superannuation, control and liability.
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All businesses no matter how large or small should have Public and Products Liability cover.
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Comprehensive motor insurance generally offers two types of sums insured, market value and agreed value.
Read MoreA Safe Work Method Statement (SWMS) is a document that outlines the high-risk construction work activities to be carried out at a workplace; the hazards that may arise from these activities; and the measures to put in place to control the risks identified. It is a documented approach to risk mitigation and may be the difference between working safely and/or causing serious injury to yourself or others.
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Management Liability Insurance protects the individuals and the company in relation to the exposures associated with managing a company (i.e. your liability for mismanagement).
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In recent years there have been many reports of major cyber-attacks on a number of organisations across the globe.
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The Australian manufacturing industry landscape is regularly changing. Currently, businesses are grappling with high running costs, rising labour and energy costs, energy policy uncertainty.
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The Fair Work Act, the Australian Taxation Office and other legislation places controls on the engagement of both contractors and employees.
Read MoreOr are you still paddling in the deep end of safety compliance?
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In recent times there have been wide spread reports of major cyber-attacks on a number of organisations across the globe.
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On behalf of the Directors and Shareholders at AB Phillips, I am delighted to announce that as of today Fergusons Insurance Brokers have become part of the AB Phillips Group. We are very excited to have Fergusons join the AB Phillips team and to be partnering with both Alan Marsden and Alan Saunders in their transition to retirement.
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As a small business, you may be eligible for income tax concessions. From 1 July 2016, the turnover threshold for these concessions is:
- $5 million for the Small business income tax offset
- $10 million for all other income tax concessions.
The turnover threshold up to 30 June 2016 was $2 million for all these concessions.
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In an Australian first, AB Phillips has teamed up with the Insulated Panel Council Australasia (IPCA) to deliver an exclusive Insurance Facility designed to insure certain panel classes.
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Australia is a land of extreme weather, and whilst there is nothing we can do to stop it occurring, we can control the extent to which we are impacted by it. Where business is concerned, controlling the level of damage that a business suffers as a result of extreme weather, and the speed at which it recovers depends entirely upon the directors and management. Regardless of the size of the business there are some fundamental strategies that should be implemented to increase business resilience to the impact of extremes in weather.
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